Premier Banking for Public Services

California Bank of Commerce (CBC) is a California commercial bank positioned to serve the diverse, complex and specialized needs of public sector organizations throughout the entire state. Our unique value proposition delivers a premier experience through:

• A depth of experience working with and serving as a trusted resource for public entities
• Tailored solutions to meet the unique needs of your organization and create a long-term relationship
• An entrepreneurial culture where decisions are made quickly, responsively and ensures best practices are utilized
• Where safety and soundness are always a priority

At CBC, we deliver services and solutions to exceed your needs:

• Treasury Management and FinTech
  Refined suite of services and solutions designed to streamline, automate and optimize all elements of your cash flow cycle
• Public Sector Checking
  Designed to support the transactional processing needs of a public entity
• Reserve Accounts
  Money market demand accounts or time certificates of deposit, with attractive yields
• Deposit Insurance Coverage
  Access to millions in FDIC insurance through participating banks, coverage up to the program maximum (currently $50 million)
• Commercial/Purchasing Card Program
  Offers card based procurement and payment functionality for expenses. Helps streamline payments, set controls and increase savings
• Merchant Card Processing 
  24/7 acceptance of merchant payments in your preferred method
• Fraud and Safety Solutions
  Strong protection services such as Positive Pay, Payee Validation & Payee Match, and Reverse Positive Pay
• Simplified Account Opening and Implementation Process
  Streamlined, simplified account opening process greatly reducing the time from weeks to days
• Financing Options
  Creative and customized financing options, including short term facilities to support the unique needs of public entities