While our Bankers are among the most experienced and knowledgeable in the East Bay, our banking systems are equally sophisticated and capable. California Bank of Commerce has leveraged cutting edge banking systems and technology to make our online banking and Cash Management tools intuitive, simple and yet very powerful.
CBC Internet Business Banking
Our online banking system can be customized to suit any business, ensuring your cash balances are always working for you.
Read more CBC Internet Business Banking
California Bank of Commerce provides safe and secure internet business banking. Our suite of online banking tools will give your business the banking tools you need with access 24 hours a day, 7 days a week from anywhere a secure Internet connection is available. With a sophisticated set of online tools, our online banking system can be customized to suit any business, ensuring your cash balances are always working for you.
- Transfer funds between accounts
- Initiate Automated Clearinghouse (ACH) Direct Deposits
- Originate domestic and international wire transfers
- View check images and initiate stop payment online
- Electronically initiate payroll and employer tax payments
- Positive Pay
- Review balance history in detail or summary form
- Input category detail to debits and credits to further assist with reconciliation
- Import/export banking capabilities
CBC Digital Check Deposit
With Digital Check Deposit your business can deposit checks right from your office or any location with a scanner and secure internet access.
Read more about CBC Digital Check Deposit
California Bank of Commerce utilizes technology to make your banking even easier. A great example is Digital Check Deposit. With Digital Check Deposit your business can deposit checks right from your office or any location with a scanner and secure internet access.
Captured images are uploaded to a server, analyzed for image quality and routed through the various clearing systems and credited directly to your account. This innovative product enables you to deposit funds quickly, securely and safely from the convenience of your office.
Cash Balance Products
Optimizes your end-of-day balances and automatically moves excess funds to where you need it.
Read more about Cash Balance Products
Your business's cash should be working for you all the time. California Bank of Commerce optimizes your end-of-day balances and automatically moves excess funds to where you need it. The result is simpler, more efficient, and less time-consuming Cash Management.
Zero Balance Accounts
A Zero Balance Account ensures that funds do not sit idle in multiple accounts by only moving excess funds required to cover each day's checks.
California Bank of Commerce automates the account reconciliation process and provides clear and concise reporting of your paid, outstanding, and exception items - saving you time and providing the information you need. Our account monitoring features enable you to customize your reporting time frames to suit your business needs. In addition, any stop payment activity on your account is available at your fingertips.
CBC Positive Pay and CBC Reverse Positive Pay
Positive Pay provides you with a simple and easy way to monitor checks clearing your accounts to manage any possible fraudulent check activity. California Bank of Commerce's Positive Pay and Reverse Positive Pay enables you to review exception checks and activity on your account daily. We can help customize our products to work with your accounting system, creating a simple solution that helps keep your accounts safe and secure. Call your CBC Banker to learn more about how Positive Pay and Reverse Positive Pay can work for your business.
E-Statements with Check Images
Online statements are available the next day following month-end. With our online banking tools, you can view all your cleared checks, print a copy, or store check images right on your computer, quickly and easily. Our electronic statements help simplify account monitoring, record keeping, and reconciliation activity with downloads to the most popular business accounting software.
Money Market, Savings, and Certificate of Deposit
Earn interest on your savings through Money Market Accounts or Certificates of Deposit.
Read more about Money Market, Savings, and Certificate of Deposits
CBC Money Market Account
The CBC Money Market Account provides your business with the flexibility to earn a competitive interest rate on account balances while offering check writing privileges for easy access and liquidity. Contact your CBC Banker to learn more about our check writing privileges. Limited to 6 debits per statement cycle.
Business Certificates of Deposit
Our Business Certificate of Deposit enables you to earn a high yield in a time frame that matches your liquidity needs. Lock in an attractive rate for as little as $10,000 for as short a period as 3 months or as long a period as 5 years. All interest earnings can be deposited to your checking account, reinvested into the certificate of deposit, or mailed to you at no extra charge.