Driving Manufacturing Innovation

At California Bank of Commerce, our bankers understand many of the opportunities and critical challenges faced by you – a manufacturer, distributor, or wholesaler doing business in California. Our team works closely with you to understand your company’s unique opportunities and challenges to determine how our full range of financing and treasury management solutions (or a referral into our business network) can address your complexity of needs.

 

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While California is a hub of innovation, it can be a challenging place to conduct business. Driven by the higher cost of real estate, labor, environmental and regulatory compliance, and energy, California-based manufacturers must be even more strategic. Their processes and business practices must implement continuous improvement and lean manufacturing techniques. We understand and appreciate how these factors, combined with business cycles and seasonality, can impact profitability and cash flow.

It is also important for us to understand your company’s CapEx investment cycle, whether for maintenance or new purchases, because of the dramatic impact these types of investments have on short and long-term profitability of the enterprise.

Our bankers work closely with the following types of manufacturers, distributors, and wholesalers:

  • Food and beverage:
    • Commercial bakeries
    • Coffee and tea
    • Nut processing
    • Meats and charcuterie
    • Snack foods
    • Energy bars
    • Flavorings & syrups
    • Soft drinks
    • Wineries, beer & spirits
    • Fast casual restaurants
    • Import/export
    • Farm crops
  • Fabricated metal products
  • Pulp and converted paper
  • Plastic injection molding
  • Crushing equipment
  • Commercial printing
  • Coating and plating
  • Paint & coatings
  • Die-casting
  • Semiconductor & circuit boards
  • Wholesale floral
  • Precision machining
  • Fasteners

We take the time to listen and learn about your business and its growth opportunities, challenges, and operations. Our aim is to be a valued resource no matter where you are in your business lifecycle, forging a relationship that will last. Our familiarity with the region’s conditions and economy, combined with the authority to make decisions locally, means we can offer you relevant, informed recommendations and rapid credit decisions that are based on your company’s unique circumstances.

  • Term loans
  • Lines of credit
  • Equipment financing
  • Real estate financing
  • Treasury management

Our bankers are active in a number of trade-specific organizations including MANEX, Association of Manufacturers Bay Area, California League of Food Processors, and the Specialty Food Association.

Michele Wirfel
Senior EVP
925.444.2937
mwirfel@bankcbc.com

Steve Tessler
Executive Vice President
925.457.3740
stessler@bankcbc.com

Dan Fujimoto
Senior Vice President
925.444.2936
dfujimoto@bankcbc.com

Chris Rudberg
Vice President
925.949.5302
crudberg@bankcbc.com

Frank Haggas
Vice President
510.457.3734
fhaggas@bankcbc.com

 

 

LET'S TALK

We’re here to help. Connect with one of our specialists who knows your industry today. For general inquiries about any of our solutions and services, please complete the form.