When it comes to financing commercial real estate, you need a team of experienced, forward-thinking bankers who have a pulse on market trends, valuations, and cap rates. We take a common-sense approach to lending which – when combined with our specialized market intelligence – results in tailored, cost-effective financing solutions.
OWNER OCCUPIED REAL ESTATE
Owning versus leasing commercial real estate can afford a business more flexibility and control. A critical consideration in this process is determining a loan structure that is aligned with the cash flows and long-term strategic plan of the business. Whether you are seeking to purchase or refinance real estate, California Bank of Commerce can provide financing options, including a conventional or SBA loan structure.
INVESTOR REAL ESTATE
We offer a variety of variable or fixed interest rate options and flexible terms. Property types include office, retail, industrial, multi-family, and mixed use.
EQUITY LINES AND LOANS
These flexible credit arrangements, secured by collateral positions on income-producing real estate properties, can unleash the equity in your property to be used for alternative investment opportunities or short-term cash needs.
CONSTRUCTION FINANCING
Designed for the construction of owner-occupied or investment properties such as office, retail, industrial, multi-family, or mixed use.