Products

Commercial Loans

Lines of Credit

California Bank of Commerce can provide your business with quick and easy-to-establish operating lines of credit to help you with inventory needs, receivables, or equipment purchases.

Standby Letters of Credit

Standby letters of credit can be issued for a variety of purposes. Typical uses for standby letters of credit include, but are not limited to, guaranteeing a contractual obligation, substitution for providing cash or for bonding requirements related to warranty work.

Term Loans

We also have Term Loans to fund the purchase or refinance of fixed assets, including equipment, aircraft, automobiles and trucks.

Small Business Loans

Through its Small Business Administration guaranteed 7a Program, California Bank of Commerce provides loans to owner operated businesses in an 8 county area. These loans are for working capital or longer term purposes in amounts up to $2,000,000 and with maturities of up to 25 years. The Bank also maintains a Department of Agriculture program to extend B&I loans on a similar basis in amounts up to $10 Million, and with maturities of up to 30 years.