Products

Cash Balance Products

Your business's cash should be working for you all the time. California Bank of Commerce optimizes your end-of-day balances and automatically moves excess funds to where you need it. The result is simpler, more efficient, and less time-consuming Cash Management.

Zero Balance Accounts

A Zero Balance Account ensures that funds do not sit idle in multiple accounts by only moving excess funds required to cover each day's checks.

Account and Wire Transfers

With our account transfer technology you can move money where you need it, when you need it. And, California Bank of Commerce provides secure and flexible Wire Transfer services to meet your cash presentment needs.

ACH Origination

California Bank of Commerce's ACH Origination product gives you the power to automate payments, bill your customers for recurring monthly charges, and pay your employees with direct deposit. ACH Origination is a flexible electronic service that empowers you to collect your money quickly, reduce float times, and simplify your billing, collections and payments systems.

Tax Deposits

Payroll tax processing is important to most businesses. California Bank of Commerce provides on-line tax payment service so that you can deposit payroll taxes and record and track your payments.

Account Reconcilement

California Bank of Commerce automates the account reconciliation process, and provides clear and concise reporting of your paid, outstanding, and exception items - saving you time and providing the information you need. Our account monitoring features enable you to customize your reporting time frames to suit your business needs. In addition, any stop payment activity on your account is available at your fingertips.

CBC Positive Pay and CBC Reverse Positive Pay

Positive Pay provides you with a simple and easy way to monitor checks clearing your accounts to manage any possible fraudulent check activity. California Bank of Commerce's Positive Pay and Reverse Positive Pay enables you to review exception checks and activity on your account daily. We can help customize our products to work with your accounting system, creating a simple solution that helps keep your accounts safe and secure. Call your CBC Banker to learn more about how Positive Pay and Reverse Positive Pay can work for your business.

E-Statements with Check Images

Online statements are available the next day following month-end. With our online banking tools, you can view all your cleared checks, print a copy, or store check images right on your computer, quickly and easily. Our electronic statements help simplify account monitoring, record keeping, and reconciliation activity with downloads to the most popular business accounting software.