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Mark DeVincenzi, Chief Marketing Officer,

is a resident of Walnut Creek, California. Reporting to the Chief Executive Officer, he is a member of the Bank's Executive Management Committee. Mr. DeVincenzi is responsible for all aspects of marketing, public relations, and product development.

Mr. DeVincenzi has 16 years of financial services and marketing experience. From 2006 to 2007, Mr. DeVincenzi provided marketing and strategy consulting services to financial and web based companies.

Prior to consulting, Mr. DeVincenzi spent 13 years at Charles Schwab & Co., Inc. in various marketing and management positions. As Vice President of Retail Products, he was responsible for managing and marketing Schwab's $10 billion margin lending business and retail brokerage products.

Mr. DeVincenzi also served Chevron Corporation in a variety of treasury and investment management positions including foreign exchange trading, cash investing, and pension fund analytics. Prior to Chevron, Mr. DeVincenzi started his career with Bank of America's World Banking Strategy and Marketing group.

Mr. DeVincenzi achieved a B.S. in Economics from Santa Clara University, and an MBA from Yale University.